We all have different money situations.
Some have more. Some have less.
But there’s one thing we all have in common: a finite amount.
When it comes to money, there are so many options. Whether it’s saving for retirement, spending it all on a vacation or buying the new car tires you’ve been avoiding, there’s an endless array of ways to spend your hard earned cash.
But you have to choose. Each and every day we make choices about where our money goes and how it is spent.
Choices are made, one dollar at a time.
We’ve been told that we can have it all. The career, the family, the car, the house, the vacations. The list is endless. It’s the American Dream, packaged and sold in thousands of different forms.
But the Dream is a lie. You can’t have it all.
If you’re part of the 99%, you have to choose.
Will you buy a plane ticket to visit your family or a new car? Will you take the promotion that comes with 30% more pay (and 30% more hours) or will you stay where you are and spend the extra time with your family?
Sometimes we feel like we have no choice. And that’s intentional. The barrage of information, commercials and pitches are intentionally designed to make us feel confused and stuck.
Of course I can’t decline the promotion. We need the money.
My car is a necessity. I’ll visit my parents next year.
The choices start to feel less like choices and more like facts. “I can’t afford it,” becomes less of an excuse and more of a belief.
So life happens. Without love and attention, partners become strangers. Without exercise, bodies grow weak. Without noticing, parents become elderly.
In order to choose, we have to take a break.
We have to step off the treadmill of life and stop sprinting.
It feels difficult, but there are some easy ways to get started:
- Take in the view from your apartment balcony. Step outside into your backyard. Ground yourself in the moment and take a deep breath.
- Dust off your journal and ask yourself some hard questions: What do I truly value?
- Pretend that you’ve already lived once and this your redemption round. You did it wrong the first time. What will you do differently now?
- Go on a long walk near your favorite body of water and leave your headphones at home.
Once you’ve done one (or all) of the above, it’s time to make your list.
Health + Safety
This list is the roadmap to your finances. It’s your guiding light when things feel hard and money feels tight.
Hold tight to your list and make sure your spending aligns with what you’ve chosen.
Because the truth is that you can afford it.
But you have to choose.