When I first started my blog (nearly a year ago!) I had a page that was dedicated to my “financial commandments.” They are the rules that I try to live by and the ethos of this blog. After redesigning the website a few months ago, I realized that they had gotten lost in the shuffle.
The “commandments” were the reason I decided to create my blog and the guiding principles with which I try (and sometimes fail) to live my life. (J. from Budgets Are Sexy was also kind enough to feature the on my favorite blog ever—his own!)
A lot has changed in the 8 months since I wrote them: I paid off my debt, I
learned am learning how to be kind to myself, and I’ve made some big life changes. But somehow, the “commandments” still ring true.
So without further ado, here they are:
1. Avoid Waste
99% of humans are wasting insanely large sums of money. Don’t be one of them
2. Only spend money on things that truly make you happy.
If it doesn’t make you happy or make you a better person, don’t even bother opening your wallet.
3. Learn what happiness actually is
…and what it isn’t.
4. AVOID ALL FINANCIAL EXTREMES.
Never sacrifice important things like your relationships or self-care in order to get ahead financially. Instead, ignore societal norms and cut out pointless expenses. Never save money to the point of misery or spend to the point of excessive. Binging and purging is unhealthy in both eating and spending.
5. Debt is evil.
Dispose of it immediately and never take out loans again.
6. You can do anything you set your mind to
…even if it is not the norm or seems hard.
7. Saving money will make you happier than spending ever could.
8. Life is short and fleeting.
Financial freedom is about creating a life that allows you to focus on the things and people that truly matter. Never lose sight of those things (and people) as you work towards your goals.
What are your financial commandments?